Prices are Fixed by law! This means you can't find a better price for the same insurer's product. We offer you Expert Advice from experienced Insurance Professionals.
Nearly everybody is confused about their healthcare options - and rightly so. You can't rely on politicians or media reports for a clear and unbiased explanation. You want the facts, not opinions. We'd be happy to evaluate your current coverage and present you with side-by side comparisons of alternatives. Or Click HERE to Shop and compare some of our ACA (Public Exchange) Plans; depending upon your eligibility, some plans can have Low to $0.00 premiums and include Dental and Vision Plan coverage. If your income is too high, to qualify for a subsidy discount ACA (public-exchange) plan, or you have an Individual Coverage HRA (Salary deduction) benefit, to help with your premiums,you may be eligible for Silver Plans (off the public-exchange), that are 30% cheaper. Whatever your circumstance or need, We can help with plans and solutions to meet your needs and budget.
Did you know? At age 65, individuals can qualify for Medicare. The Social Security Administration recommends applying three months before reaching age 65. It’s important to note that, if you are already receiving Social Security benefits, you will automatically be enrolled in Medicare Part A (hospitalization) and Part B (medical insurance) without an additional application. However, you do have the opportunity to delay enrollment into Medicare Part B. Depending upon your Medicare Eligibility, you may be enrolled into MedicarePart A, premium free. Medicare Part B, does require a monthly premium. Medicare by itself, has a high deductible for hospital admission and it only pays 80% of eligible doctor costs. A serious illness, could set you back many thousands of dollars. This is where we step in and really shine, our agents are experts at simplifying this process for you and customizing and optimizing your options, to meet your individual needs and Budget. But our assistance doesn't end there, we will also help you to find the additional coverages you deserve, not covered by Medicare, like DENTAL, VISION and HEARING. You have options to reduce your out of pocket exposures, with either Medicare Supplement plans, and Medicare Part D, Standalone Drug plans or Medicare Advantage Plans. Take a few minutes to SHOP ONLINE to familiarize yourself with a few of our Medicare Supplement plans in your area and here SHOP ONLINE to familiarize yourself with a few of our Medicare Advantage and Stand Alone Drug plans in your area. Then. BOOKyour Appointment with us Today. Let us guide you in sorting through your numerous Medicare options. We can also help you in choosing a Medicare prescription plan, that includes your specific medications.
Long-and-Short Term Care Insurance plans, gives you the financial means and the support options you desire. Whether you require in-home visits, assisted living or skilled nursing care, Long-and-Short Term Care Insurance plans, can lift the burden from those around you, improving the quality of life for yourself and for everyone you hold dear.
Your family will always come first. You further wouldn't want them to bear huge and unexpected financial burdens at the time of your passing. No matter what your age, it's essential to have a plan in place to protect your loved ones when you are no longer able. Final Expense insurance, won't take away the pain of your loss, but will allow your loved ones an easier, more peaceful way to grieve, by helping to pay for your funeral service, bills and other associated costs. Click HERE to shop and review some of our plans online; compare them to what you have now, if you are covered. Do you have enough? times are changing. Take a look below, to see what funeral's can cost. If your concerned, give us a CALL or BOOK an appointment with us today, to discuss your options, budget and needs. Let us give you and your family, the Peace of Mind you Deserve.
Good question. There are a lot of insurance agents out there, and it may seem like any agent or broker is as good as another. But we are decidedly different.
Let's face it, insurance jargon can be perplexing. We know the ins and outs of the insurance business, and our inside knowledge of many companies and many products will work to your advantage. In fact, different insurance companies often charge vastly different premiums for the same coverage. As independent agents, we are not employed by one particular company. Instead, we can select insurance products from among those companies that best address your unique concerns.
We promise to focus our attention on your benefit exclusively.